Budget ClubOpening your little club…
Budget Club piggy bank wearing glassesbudget club

Welcome to
your money club.

Budget Club’s cheerful piggy bank wearing glasses
THIS MONTH AT A GLANCEYour overview

Left for this month

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Something to look forward to

After-bills budget for this pay cycle, not a live bank balance. Everyday spending is not automatically tracked.

Saved on this device • Back up in Settings
FIND YOUR RHYTHM

Your income. Your way.

Salary

PIP

Paydays fill automatically in every month. Edit any payment’s amount individually. Monthly dates use the last day if a month is too short; weekends and bank holidays are not shifted.


Sign in through Account & household to save across devices. Without an account, entries stay in this browser. Sharesave is separate.

iPhone: Safari → Share → Add to Home Screen for your Budget Club icon.

PAYDAY ENERGY

Add income

YOUR BILL, YOUR WAY

Edit a bill

Payment type and day repeat from this month onwards. Shorter months use their last day.

Happy little pots.

Your savings accounts, all together.

Total savings£0.00

Current balances, updated by you. These are separate from this month’s budget and do not change what’s left to spend.

A PLACE FOR YOUR PENNIES

A new little pot.

Make someday a date.

Big plans. Little payments.

These are saving plans, not automatic transfers. Linked account balances count towards one goal only. Contributions due today are included in the estimate.

SOMETHING TO LOOK FORWARD TO

What’s the dream?

For monthly plans this date chooses the day of the month. Main-income plans use your payday pattern. Estimates ignore interest and assume equal contributions.

A little payday admin.

These manual bills are due today.

Mark paid after you’ve made the payment. This app does not send or verify payments. Reminders appear while Budget Club is open.

ONE PAYDAY TO THE NEXT

Your pay cycle

Money coming in

Only payments marked received, dated on or before today, count towards Home’s figure. Tap to edit or confirm receipt.

Bills covered by this pay

Bills are assigned by due date, including dates in the following calendar month. A paid bill is still deducted once from the pay cycle that covers it.

Spending & savings allowances

Calendar-month allowances are spread evenly over the days in this pay cycle. They are reserved amounts, not a record of spending.

No bank connection or automatic carry-over between pay cycles. Your available bank cash can differ because of earlier balances, unpaid older bills and unrecorded spending.